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Make Your Agent Checkout-Ready

Store cards, streamline checkouts, maximize approvals.

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Why nekuda?

Give your agents real payment capabilities for any consumer or business use case

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Secure by Design

Safely store and inject payment details at checkout with built-in compliance and security.

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Instant User Authorization

Securely capture user authorization and mandates for instant approvals and minimal declines.

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Trusted Payments

Establish user trust through secure payment guardrails, so users stay in control

SUPPORTING ALL AGENT TYPES

Voice
Agents
Browser
Agents
In-chat
Agents
WORK BY THE NEKUDA TEAM 2025

A (Short) History of Payments

The First Charge Card
Diners Club launched the first charge card, allowing customers to dine without cash and pay later.
The Fresno Drop
Bank of America mass-mailed 60,000 credit cards in Fresno, California, testing the first revolving credit system. This became the foundation of Visa.
American Express Enters the Market
American Express introduced its first charge card.
The Magnetic Card Era Begins
IBM developed and standardized magnetic stripe technology, improving security and enabling faster transactions.
BankAmericard Rebrands as Visa
BankAmericard officially became Visa, marking the start of a more unified global payment network.
EMV Chip Cards Introduced
Europay, Mastercard, and Visa (EMV) introduced chip-based cards, reducing fraud and increasing security with PIN authentication.
Contactless & NFC Payments
The rise of tap-to-pay cards and NFC technology, invented by engineers Franz Amtmann and Philippe Maugars. Enabled faster and more secure transactions, paving the way for Apple Pay, Google Pay, and other digital wallets.
Stripe's API Revolution
Fintechs like Stripe introduced easy-to-use payment APIs, allowing businesses to integrate payments without dealing with banks directly.
The First Browser Agent
WebVoyager enabled AI agents to control browsers, navigate e-commerce sites and complete online purchases using multimodal understanding. A breakthrough in AI-driven payments.
CH 2025
Historic image of Diners Club, the first charge card from 1950
Historic image of the Fresno Drop - Bank of America's first credit card from 1958
Historic image of American Express's first charge card from 1958
Historic image of magnetic stripe card technology from the 1970s
Historic image of BankAmericard rebranding to Visa in 1976
Historic image of EMV chip cards introduction in the 1990s
Historic image of contactless payment technology from the 2000s
Historic image of Stripe's API payment revolution from the 2010s
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CA/US/TLV/ISR

2025. Let Your Agents Pay

Over 000 agents already using nekuda.ai for seamless transactions

Use Nekuda to enable payments for any agent.
Join builders who connect AI-driven experiences with secure payment rails across the internet

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Nekuda VI

· Launched 2025 ·

We started Nekuda out of genuine curiosity about AI's impact on payments. Early on, we experimented with agents for e-commerce, having them buy and select products for us. It quickly became clear how much friction is built into the internet's checkout — a system that assumes a human is always present.

We realized that AI agents will help us pay for things - and eventually even start paying by themselves - with growing autonomy. Over time, we became convinced that agent-driven transactions will be a major force in commerce. Yet current payment rails aren't built for it, which creates inherent friction.

We love writing, so we shared our thoughts on Substack. That's how we met our first customers—and eventually our seed investors: Madrona, Amex, Visa, and some amazing angels.

Our thesis
  • Agent-driven transactions will generate significant commerce volumes across the internet.
  • Current payment rails create friction for agent-driven transactions

Our mission is to build new rails that support agents paying on behalf of users.

- Team nekuda